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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176250)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit allows the unaffordable affordable!

PayPal credit allows the unaffordable affordable! So easy to set up and take care of monthly payments! Reviewed on: 7th July 2026

Nice and easy

Very positive, easy process. Have not required much in the way of customer service, but surely that’s a good thing! Reviewed on: 7th July 2026

Easy and safe to pay for things .

Easy and safe to pay for things . Quick to refund Reviewed on: 7th July 2026

Despite my less than exemplary credit file I have be...

Despite my less than exemplary credit file I have been fully supported by Pay Pal Reviewed on: 7th July 2026

PayPal secure my shopping

Very happy, PayPal protect my cards and from scam selers Reviewed on: 7th July 2026

Great and fabulous I love it . Very useful

Great and fabulous I love it . Comes in handy for emergency use or day to day Reviewed on: 7th July 2026

Easy and Convenient

Very happy with PayPal Credit. The application was quick, and managing payments is simple. Reviewed on: 7th July 2026

Trustworthy

Easy to use and minimal hassle. Really helpful and trustworthy, especially when you want to spread the cost and pay no interest. Reviewed on: 7th July 2026

Unbelievable

I’ve used PayPal credit on numerous occasions and cannot recommend it enough Reviewed on: 7th July 2026

top service

Always been a top service for me, even during hard times. Reviewed on: 7th July 2026

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