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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107438 reviews)

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4.90

Based on 107,438 reviews, last reviewed 15th May 2026

2610700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good overall On the whole I’ve been happy with my overall experience Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107438)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, and you have options

Easy to use, and you have options Reviewed on: 6th May 2026

Easy to use and pay off.

Easy to use and pay off. Reports and statements easy to access. I kept well informed with a monthly email reminding me to look at my PayPal statements Reviewed on: 6th May 2026

I’ve used PayPal for years and find it the easiest w...

I’ve used PayPal for years and find it the easiest way to pay and extremely easy to use, all information is clear and simple Reviewed on: 6th May 2026

PayPal Credit has really helped when we needed it mo...

PayPal Credit has really helped when we needed it most to purchase items quickly and without putting a massive dent in our finances. The flexibility is great and interest free period generous. Reviewed on: 6th May 2026

Not a single fault .

Not a fault . Anywhere just a brilliant and easy to use servuce Reviewed on: 6th May 2026

Easy to use

Easy to use and simple. Good App Reviewed on: 6th May 2026

PayPal is great good interest rate especially 4 mont...

PayPal is great good interest rate especially 4 months interest free Reviewed on: 6th May 2026

Very good, would recommend for handiness and reliabi...

Very good, would recommend for handiness and reliability Reviewed on: 6th May 2026

Easy way to spread payments and low interest rate

Easy way to spread payments and low interest rate Reviewed on: 6th May 2026

Expert service and fast and reliable

Expert service and fast and reliable Reviewed on: 6th May 2026

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