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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to use, reliable

Flexible replacement, with 0 or min interest. Used in a most of retailers and websites. Reviewed on: 1st June 2025

Very happy with service .

Very happy with service . wish I could benefit more from interest free , wish monies were taken off in balance in order , so avoiding interest . Would recommend. Reviewed on: 1st June 2025

Amazing product

Reallly good, is an amazing product Reviewed on: 1st June 2025

Always great fast and easy .thanks

Always great best service .thanks Reviewed on: 1st June 2025

PayPal made payments seamless for me without boarder

PayPal has made payments seamless for me without boarders. Having the account, I do not have any worry to receive or send money to anyone anywhere real time Reviewed on: 1st June 2025

PayPal is the best way to pay it offers great value...

PayPal is the best way to pay it offers great value and is safe. Reviewed on: 1st June 2025

PayPal is Always where I need .

PayPal is Always where I need . Love pay in 3 . Or 4 months no interest Reviewed on: 1st June 2025

Fantastic

I l9ve paypal it's amazing I definitely recommend it to other people Reviewed on: 1st June 2025

Has helped me

Has helped me make big purchases that I couldn’t afford to do in one go Reviewed on: 1st June 2025

Always received great service from Paypal

I have been using paypal for many years and have alway been happy with the service and glad i am able to speak to someone when needed. Reviewed on: 1st June 2025

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