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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108866 reviews)

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4.90

Based on 108,866 reviews, last reviewed 17th May 2026

2675500% increase in 5 star reviews

in the past 90 days

7850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has good options like pay in 3 or PayPal cred... PayPal has good options like pay in 3 or PayPal credit pay in 4. Reviewed on: 17th May 2026

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108866)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Secure, easy and convenient.

Secure, easy and convenient. Preferred means of payment where option exists Reviewed on: 6th May 2026

Very good always keeping me up to date date with my...

Very good always keeping me up to date date with my account Reviewed on: 6th May 2026

Excellent customer service all the time .

Excellent customer service all the time . When ever I can’t pay on time , when they call me they always help me out and make it easier for me with payment plan Reviewed on: 6th May 2026

Interest free for 4 months.... What not to love?

I love that I can add my card to my virtual wallet, and especially love the I interest free when you spend of £100. The app is super easy to use and sends notifications Reviewed on: 6th May 2026

Amazing experience, effortlessly simple, great custo...

Amazing experience, effortlessly simple, great customer service and communication, out of all the credit providers this is definitely one of the better ones I have dealt with and would recommend to friends and family. Reviewed on: 6th May 2026

Easy to use and great when you need it

Easy to use and great when you need it Reviewed on: 6th May 2026

It’s a very handy way to spread the cost of something.

It’s a very handy way to spread the cost of something. The way it’s offered as payment method when purchasing is seamless and intuitive to use. It’s easy to track your balance and payments on the PayPal app. Easy service to recommend. Reviewed on: 6th May 2026

I used PayPal for over 15 years now and there's no d...

I used PayPal for over 15 years now and there's no downside to it's service at all. It's a safe way to pay and to get money at all times and there's no fees in regular use. Even the credit function has decent interest rate. Reviewed on: 6th May 2026

PayPal helps you control your monthly finances, And...

PayPal helps you control your monthly finances, And also your payment options and savings, Very helpful and friendly voice to speak to on the phone Reviewed on: 6th May 2026

Easy to use

It's easy to use and the dashboard is simple to ensure my finances are up to date and on track. Reviewed on: 6th May 2026

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