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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176987)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Using PayPal is very safe and has multiple ways to...

5
Using PayPal is very safe and has multiple ways to pay Reviewed on: 7th July 2026

PayPal is so easy to use and supports you with the b...

5
PayPal is so easy to use and supports you with the back up of a “safety net” on purchases. Pay in three is an excellent facility for those larger items. I have had a couple of very disappointing purchases and when I have had to call on PayPal for help in resolving purchase issues the resolve was swift. If you are not already usin PayPal you should give it a go. Reviewed on: 7th July 2026

Very good thank you

5
Very good helps a lot less interest Reviewed on: 7th July 2026

I have been using PayPal credit for years now and it...

5
I have been using PayPal credit for years now and it’s the best way to pay for online shopping. Reviewed on: 7th July 2026

Easy, Quick and hassle free

5
Easy, Quick, Effective, hassle free Reviewed on: 7th July 2026

Very happy with the service.

5
Very happy with the service. No issues Reviewed on: 7th July 2026

Easy to use and system works well.

5
Easy to use and system works well. you can use your PayPal account and any balance is charged to a card of your choice. Easy to use when others want to pay you too. Reviewed on: 7th July 2026

Bri isn’t all round all way helpful

5
Bri isn’t all round all way helpful Reviewed on: 7th July 2026

Paypals premium service is provided to all customers.

5
I have used PayPal for many years now. The large majority of transaction have been completed without any issues. However on the odd occasion when a supplier hasn’t been honourable pay pal have always stepped in and I’ve never been out of pocket. Reviewed on: 7th July 2026

PayPal has been a trusted financial ally for where m...

5
PayPal has been a trusted financial ally for where my local banks fail. With their longstanding reputation for transparency and seamless transactions, their credit facility is a great facility. Reviewed on: 7th July 2026

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