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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107749 reviews)

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4.90

Based on 107,749 reviews, last reviewed 15th May 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

5 star service Excellent service. Fast convenient way to manage payments Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107749)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Amazing always give me choices of what way I can use...

Amazing always give me choices of what way I can use the app if I’m short of money Reviewed on: 6th May 2026

Excellent lender and facilitator

I have held a PayPal account for many years. The company is transparent in all its dealings with customers and using the app allows 24/7 access to your account status. Good communication and excellent customer service. Reviewed on: 6th May 2026

Daily use

Easy to use, it’s part of daily online purchasing Reviewed on: 6th May 2026

I always pay with PayPal because I have the reassura...

I always pay with PayPal because I have the reassurance that I will get my money back if the item is not reviewed or not as advertised Reviewed on: 6th May 2026

Great communication, reliable and friendly service.

Great communication, reliable and friendly service. Reviewed on: 6th May 2026

Very good service never had a problem easy to use an...

Very good service never had a problem easy to use and understand good customer service Reviewed on: 6th May 2026

Unbeatable offers and customer care

Been using PayPal for years and never once had an issue that I didn’t get resolved. Their 4 months interest free credit has been fantastic for my needs meaning I never need to get a loan. Reviewed on: 6th May 2026

PayPal is perfect for me to send monies to my family...

PayPal is perfect for me to send monies to my family abroad Reviewed on: 6th May 2026

Often have good offers on interest free spending

Often have good offers on interest free spending Reviewed on: 6th May 2026

Always had a good experience using my PayPal credit

Always had a good experience using my PayPal credit Reviewed on: 6th May 2026

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