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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177018 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177033)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Reliable good deal on time easy to use needs to be m...

Reliable good deal on time easy to use needs to be more transparent on discount deals. Reviewed on: 7th July 2026

PayPal Credit

I found it very easy to use & the available credit came in handy. Reviewed on: 7th July 2026

Fairly good and typically works when I need it altho...

Fairly good and typically works when I need it although I find the log in process clunky when integrated with apps and websites often takes multiple attempts to get through. Reviewed on: 7th July 2026

I often use paypal credit and pay-in-three.

I often use paypal credit and pay-in-three. It helps a lot and never had any issues with the service. I always get reminders about upcoming payment or payment reminders. Reviewed on: 7th July 2026

They have been reliable and helpful

They have been reliable and helpful Reviewed on: 7th July 2026

It facilitates ease of payment.

It facilitates ease of payment. It enables me plan adequately and put my finances in order Reviewed on: 7th July 2026

Very helpful customer service, easy to use paypal

Very helpful customer service, easy to use paypal Reviewed on: 7th July 2026

Great tool for payments and cards

Great tool for payments and cards Reviewed on: 7th July 2026

Security when paying is PayPal’s signature

I find the PayPal app easy to use and occasionally I have used the pay in 3 facility which helps to spread the cost. PayPal gives security and peace of mind in the era of so many financial scams Reviewed on: 7th July 2026

PayPal is the only way to pay online no bank details...

PayPal is the only way to pay online no bank details so security is 100% I would not buy online without PayPal Reviewed on: 7th July 2026

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