Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,820 reviews, last reviewed 15th May 2026
2628350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is versatile And functional PayPal is versatile And functional way to bank and access funds. It supports large purchases and support those families with less available income to ... Read more Reviewed on: 15th May 2026
CMMC's avatar
CMMC

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107820)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love PayPal.

5
I love PayPal. Everything is just so easy to use. Reviewed on: 6th May 2026

The app is great and user friendly.

4
The app is great and user friendly. Reviewed on: 6th May 2026

It's been very easy and they have clear communication

5
It's been very easy and they have clear communication Reviewed on: 6th May 2026

Great company.

5
I have been with PayPal for as long as I can remember. The ability to use credit line on my big shopping is giving me a peace of mind that I'm covered and can have something now whilst paying in installments. Reviewed on: 6th May 2026

Uncomplicated!

5
Easy to use, no complicated forms, no card to carry around, available at point of purchase. Reviewed on: 6th May 2026

It's nice quick and easy hassle free

5
It's nice quick and easy hassle free Reviewed on: 6th May 2026

Love it literally use ur for everything

5
Simple and accessible especially on apple pay Reviewed on: 6th May 2026

I use paypal credit a lot to buy various items.

5
I use paypal credit a lot to buy various items. I find it easy to use and they give plenty of time to pay back before the add credit. Wasnt for paypal credit i woukd find it hard to buy irems at times. Also using paypal i find good for sending money to friends and family and vice versa Reviewed on: 6th May 2026

Good service and easy to use.

5
Good service and easy to use., affordable and convientent . Reviewed on: 6th May 2026

PayPal Credit helps me to purchase goods online.

5
PayPal Credit helps me to purchase goods online. Goods that are more expensive than I can afford at the time of purchase but gives me time to pay for them. I can pay off the cost of the goods at a price I can afford each month. Reviewed on: 6th May 2026