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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177446)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is great to help with saving money and sendin...

Paypal is great to help with saving money and sending money, i am able to use the credit without worry or stress about payments as well Reviewed on: 8th July 2026

I love that PayPal

I love that PayPal offers customers four months to pay for purchases over £100. This makes it so much easier and allows me to pay off some bills without incurring any interest. This saves me money. It gives me more power and control over my spending and repayment. Through PayPal I also got the curve credit card which allows more allowance and again offers four months to pay for purchases over £100. I also get points on purchases that I can redeem. Overall, it feels like a win-win for PayPal customers. Reviewed on: 8th July 2026

Fantastic experience

Since I started using paypal I have not had any regret. . I started with the pay in 3 instalments and was later given paypal credit card. It's been a fantastic experience so far. Reviewed on: 8th July 2026

Professional customer service, good service allow m...

Professional customer service, good service allow me to pay over time highly recommended. Reviewed on: 8th July 2026

Very Nice and easy to apply, recommended

Very Nice and easy to apply, recommended Reviewed on: 8th July 2026

Mostly online purchases not been a problem but could...

Mostly online purchases not been a problem but could have had help with the hotel issue were I had to pay for not staying at the hotel Reviewed on: 8th July 2026

I like PayPal and it's been ok.

I like PayPal and it's been ok. I been using it for few years and gold to spread the cost. Reviewed on: 8th July 2026

Very good, very helpful when I needed money and maki...

Very good, very helpful when I needed money and making secure payments Reviewed on: 8th July 2026

Always there when needed.

Always there when needed. Great place to seek when applying for short term finance Reviewed on: 8th July 2026

Helpful for others who are eligible

While I can’t get PayPal credit due to not meeting the criteria, which they hold strict limits for which is excellent. I have helped others use PayPal credit and does help create a flexibility that you may not otherwise have Reviewed on: 8th July 2026

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