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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108243 reviews)

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4.90

Based on 108,243 reviews, last reviewed 16th May 2026

2647100% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very useful and easy to use Very useful and easy to use. Can use it in most places. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108243)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Amazing!

always amazing and helpful for my shopping needs Reviewed on: 6th May 2026

PayPal credit is brilliant.

PayPal credit is brilliant. I have managed to get things I really need and able to pay it off in reasonable amounts. Customer service is fantastic, very helpful staff. The only thing negative that I will say is the £12 late payment fee is a high amount, especially when the late payment was accidental, setting up a direct debit can make things easier, however even when using direct debit the payment not leaving your bank for days can make things confusing. Overall I am happy with my experience. Reviewed on: 6th May 2026

Always a good service and prompt resolution to any q...

Always a good service and prompt resolution to any queries Reviewed on: 6th May 2026

Excellent service at all times, no complaints

Excellent service at all times, no complaints Reviewed on: 6th May 2026

Good service and easy to use, I the customer portal...

Good service and easy to use, I the customer portal is secure and gives me uptodat information about my account Reviewed on: 6th May 2026

Always great interest rate options, helps fund big p...

Always great interest rate options, helps fund big purchases on a monthly basis. Reviewed on: 6th May 2026

Very low rates and flexible options

Very low rates and flexible options Reviewed on: 6th May 2026

It’s the safest and easiest way to shop online.

It’s the safest and easiest way to shop online. Use it for the Buyer Protection and the convenience of not sharing your card details with every random website. Reviewed on: 6th May 2026

Easy to use,great help,handfull,easy to pay back

Easy to use,great help,handfull,easy to pay back Reviewed on: 6th May 2026

Happy with the service

Good communication and easy to use Reviewed on: 6th May 2026

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