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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109557 reviews)

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4.90

Based on 109,557 reviews, last reviewed 18th May 2026

2707700% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love the flexibility and options made available wh... I love the flexibility and options made available when I need to make payments, plus I get rewarded for it. Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109557)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

straight forward to use

straight forward to use, you have it to pay on different platforms without the to key in bank card details everytime Reviewed on: 6th May 2026

eBay and gifting.

eBay and gifting. Just eat, protected and recommended. Reviewed on: 6th May 2026

all transactions have been 100 percent if a issue oc...

all transactions have been 100 percent if a issue occures its fixed straight away Reviewed on: 6th May 2026

Had a really good experience, would recomend

Had a really good experience, would recomend Reviewed on: 6th May 2026

Good service.

Good service. Although, the ability to reduce your credit limit should be made easier and accessible from the PayPal site. Reviewed on: 6th May 2026

Interest rate and late payment fees can be high.

Interest rate and late payment fees can be high. Customer service not easy to get through to Reviewed on: 6th May 2026

Not experienced any issues.

Not experienced any issues. Always straight forward Reviewed on: 6th May 2026

i’m happy to use paypal credit , it’s amazing

i’m happy to use paypal credit , it’s amazing Reviewed on: 6th May 2026

Trusted provider, easy to use and helpful when there...

Trusted provider, easy to use and helpful when there is a problem with any purchases Reviewed on: 6th May 2026

I have been with PayPal for over 10 years and have b...

I have been with PayPal for over 10 years and have been using credit for a few years. It's been easy to use and when I've had issues and needed to dispute charges and getting refunded, customer service has been very helpful, did their due diligence and supported me in getting my refunds. I would absolutely recommend PayPal credit for it's flexibility, customer service and ease of use. Reviewed on: 6th May 2026

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