Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108340 reviews)

View other PayPal products

4.90

Based on 108,339 reviews, last reviewed 16th May 2026

2651400% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Customer service can sometimes be hard to get to but... Customer service can sometimes be hard to get to but once you reach them the servce provided is excellent. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108340)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My security

I feel more secure using Paypal when buying anything. Excellent easy and quicker at checkouts as well. Reviewed on: 6th May 2026

Paypal Credit is so easy to use it's gravy............

Paypal Credit is so easy to use it's gravy compared to all the others. PayPal Credit has been a brilliant addition to my online shopping and budgeting toolkit. The application process was quick and straightforward, and once approved, everything integrates seamlessly with my existing PayPal account. What really stands out is the flexibility — the ability to spread payments over time without hassle, plus the promotional 0% interest offers on certain purchases, makes it incredibly convenient. Reviewed on: 6th May 2026

Recommend

Streamlined and a good experience. Very striaght forward Reviewed on: 6th May 2026

Easy and simple service, I value the convenience plu...

Easy and simple service, I value the convenience plus I’ve been a customer for a long time now Reviewed on: 6th May 2026

great credit card

Really happy with my credit card, the 0% over 4 months for purchases over £99 is great. Reviewed on: 6th May 2026

Very easy to use and you get regular updates

Very easy to use and you get regular updates Reviewed on: 6th May 2026

PayPal is with you when needed b

PayPal is with you when needed b Reviewed on: 6th May 2026

So good to use PayPal and easy for everyone

So good to use PayPal and easy for everyone Reviewed on: 6th May 2026

PayPal Credit redefines modern retail finance

PayPal Credit redefines what modern retail finance should look like. At its core is a reusable digital credit line that empowers consumers to shop with confidence while spreading costs in a way that feels both manageable and transparent. Unlike traditional credit products with rigid introductory offers, PayPal Credit delivers a consistent and repeatable benefit, most notably its 0% interest for 4 months on purchases of £99 or more, applied automatically every time you qualify. Reviewed on: 6th May 2026

Makes online transactions easy and thoughtless.

Makes online transactions easy and thoughtless. You know its going to work and yours goods are paid for! Reviewed on: 6th May 2026

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3716 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub