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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108712 reviews)

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4.90

Based on 108,712 reviews, last reviewed 16th May 2026

2668750% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Happy customer So simple to use and convenient can use it locally internationally or to order online Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108712)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best Credit Service I use

Greeat and convenient service. Now with acard even better, Love the 0% over 4 months for purchases ober £100 Reviewed on: 6th May 2026

I’ve found PayPal to be an excellent service for mak...

I’ve found PayPal to be an excellent service for making purchases and splitting payments. It’s incredibly convenient, especially when sharing costs with friends or managing online transactions. The platform is easy to use, secure, and widely accepted across many retailers and websites, which makes it a reliable go-to option. Overall, PayPal simplifies payments in a way that saves time and reduces hassle. Reviewed on: 6th May 2026

I had Payin3 more than 4 times I was happy and it gi...

I had Payin3 more than 3 times I was so pleased, It gave me the opportunity to repay the loan without interest Reviewed on: 6th May 2026

Always had an easy time using PayPal and it gives me...

Always had an easy time using PayPal and it gives me security when im buying online. Never had issues with payment or refunds. Reviewed on: 6th May 2026

Excellent.

PayPal is a fast, reliable, and widely accepted payment platform that makes online transactions simple and secure. Its seamless checkout process, strong encryption, and buyer protection features provide real peace of mind. Sending and receiving money is effortless, even internationally, making it a go-to choice for both personal and business use. Overall, PayPal offers a convenient and trustworthy way to manage payments online. Reviewed on: 6th May 2026

it was there when i needed it, easy

it was there when i needed it and was easy to set up Reviewed on: 6th May 2026

Really Helpful and Worth Using More

I’ve honestly found PayPal Credit really helpful and beneficial for me so far. One thing I really like is the points/rewards side of it; knowing that the more I use it, the more points I build up and can later redeem makes it feel much more worth it. Originally, I was thinking about getting an Amex card, but at the moment I’m genuinely satisfied with PayPal Credit. It’s been easy to use, convenient, and I’m starting to use it more often because of the perks and benefits that come with it. It also gives me a bit more flexibility when managing payments, which has been useful. Overall, I’ve had a good experience with it and can definitely see myself continuing to use it more going forward. Reviewed on: 6th May 2026

It’s easy and simple.

It’s easy and simple. Gives flexibility when required and on bigger purchases helps out a lot in this day and age. Reviewed on: 6th May 2026

Love PayPal

Easy register, log in, paying everything. Excellent customer services, offers and options. Reviewed on: 6th May 2026

Always worked well for me, would recommend to others...

Always worked well for me, would recommend to others as I find it simple to use and never had any issues. Personally I use it for smaller transactions that I know I can pay off when I can, but I imagine it works well for bigger purchases too. Reviewed on: 6th May 2026

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