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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great app easy to understand.

Great app easy to understand. I would definitely recommend to my friends. Reviewed on: 1st June 2025

Really easy to receive credit

Really easy to receive credit & good reminders to let you know when money is due- takes financial pressure off Reviewed on: 1st June 2025

TKB’S REVIEW

With pay pall you know your money and account details are very secure if there are problems with you and any seller you acknowledge you could get your money back Reviewed on: 1st June 2025

Excellent credit service

I have had paypal for a number of years and also encouraged my children to register as soon as they were old enough to do so. Paypal credit is an easy way to buy an expensive item and split the cost over a few months. It makes budgeting easier. Reviewed on: 1st June 2025

The best way to pay.

I paid couple of times with PayPal credit, very satisfied, Use PayPal couple of years , never had any problems with It. Would recommend to my friends. Reviewed on: 1st June 2025

It's good, to buy something with ease, and confidence.

It's good, to buy something with ease, and confidence. But I'm better secure buying on my credit card. Reviewed on: 1st June 2025

Very convenient and easy to use.

Very convenient and easy to use. You are able to easily view your spending and your purchases are covered by credit card insurance thus reducing the risk of onloine purchasing. Reviewed on: 1st June 2025

Top tier and easy to use

Very easy to use for high price items. I would definitely recommend. The 0% interest for 4 months is also great. Reviewed on: 1st June 2025

Using paypal credit is really easy to use

Using paypal credit is really easy to use and keep a track of. This makes buying online easy and affordable allowing you to split up payments by month. Reviewed on: 1st June 2025

Easy to use makes things more affordable when spread...

Easy to use makes things more affordable when spreading the cost interest freely Reviewed on: 1st June 2025

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