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PayPal: PayPal Credit reviews

4.74
Based on 133,855 reviews, last reviewed 10th Jun 2026
3821150% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use PayPal credit. Easy to use PayPal. Great for big purchases. Safe and feel very secure. Easy to make payments so no late fees. Great choice for credit. Reviewed on: 10th June 2026
Kim's avatar
Kim

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133855)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for many years and have only had...

5
I have used PayPal for many years and have only had positive experiences Reviewed on: 8th June 2026

Fantastic

5
It’s a secure way to buy products online Reviewed on: 8th June 2026

Convenient credit

5
Just as easy to make an online purchase using PayPal Credit as it is to use the immediate payment option. Reviewed on: 8th June 2026

I have always found PayPal really easy to use and th...

5
I have always found PayPal really easy to use and there are so many different products that they offer so there is always an option that will be suitable for any person and any type of finance that they require. Reviewed on: 8th June 2026

safe online...and love using it

5
Pay pal is so easy to use and I can feel safe online using my account and easy to use. Good communication when needed and love it. Used it for over 12 years. Reviewed on: 8th June 2026

PayPal Credit is reliable.

4
PayPal Credit is reliable. It’s great for large online purchases. Reviewed on: 8th June 2026

PayPal is great!

5
PayPal is great! It makes sending, receiving, and managing payments online quick, convenient, and widely accepted around the world. Reviewed on: 8th June 2026

Safe purchasing

4
PayPal credit is a good safe way to purchase most of life’s important things. Reviewed on: 8th June 2026

Helpful with refunds,easy app to use

5
Helpful with refunds,easy app to use Reviewed on: 8th June 2026

Convenient credit

5
Quick easy credit great interest rate . Reviewed on: 8th June 2026

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