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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Very much enjoy the 4 months interesting free on pur...

Very much enjoy the 4 months interesting free on purchases over £100. Have used it many times Reviewed on: 1st June 2025

Paypal is a lifesaver

Paypal helps me buy things I need to when sometimes its not possible to pay for it all at once. Pay in 3 is a lifesaver and the 0% finance on some items is also great. Reviewed on: 1st June 2025

PayPal credit easy clear and good value

PayPal credit has been easy to use and clear to see what and where we are spending very quick and easy to do transactions - the interest free periods are very helpful to spread payments Reviewed on: 1st June 2025

As a record collector....

I buy a lot of mail order items, especially vinyl records as a keen collector. So I need a quick and safe payment method, and one that will also handle refunds and issues immediately, without hassle. PayPal gives me peace of mind, and I would not pay for overseas goods if PayPal was not an option. Reviewed on: 1st June 2025

Simple to use and trustworthy.

Paypal is simple to use, secure and trustworthy. I always use it for online transactions wherevever I can. Reviewed on: 1st June 2025

Always had a good experience with PayPal.

Always had a good experience with PayPal. Numerous options to spread the cost of purchases Reviewed on: 1st June 2025

All was very good, paypal is in everyplace

All was very good, you find paypal in every place, reliable service Reviewed on: 1st June 2025

Brilliant services especially when there is 0% inter...

Brilliant services especially when there is 0% interest options Reviewed on: 1st June 2025

Paypal makes your life easier and it’s smart and ver...

Paypal makes your life easier and it’s smart and very much user friendly Reviewed on: 1st June 2025

Paypal is just fantastic.

Paypal is just fantastic. It helps me a lot in managing my finances. I have it for a year now, I am a bit sad a have not decided to get paypal a bit earlier. Reviewed on: 1st June 2025

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