Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 111,079 reviews, last reviewed 20th May 2026
2777900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used paypal alot and never once had any problems. Have used paypal alot and never once had any problems. So very happy with there service. Reviewed on: 20th May 2026
Carlos's avatar
Carlos

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111079)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Bike Purchase

5
Used PayPal credit to finance a new bike purchase, was easy to arrange and make payments each month Reviewed on: 7th May 2026

I love PayPal im using in with every payments

5
I love PayPal im using in with every payments Reviewed on: 7th May 2026

Excellent service, quality experience

5
Excellent service, quality experience Reviewed on: 7th May 2026

Easy to use.

5
Easy to use. And helpful on the phone Reviewed on: 7th May 2026

I have never written about any app I used before, bu...

5
I have never written about any app I used before, but PayPal impresses me with everything. Although they never increase my money. But in terms of a reliable app to use to purchase, they are number 1 for me. Very easy, and you can pay in installments. My bank care is secure with them. I am happy to be one of the happy customer on PayPal. Reviewed on: 7th May 2026

PayPal, convenient and secure

5
PayPal is easy to use, convenient, secure and offers protection on your purchases Reviewed on: 7th May 2026

Great PayPal

5
I have been using PayPal for many years now I've never had any problems, if or did have a problem all the help I need is there for me Reviewed on: 7th May 2026

Got credit, quick and easy process.

4
Got credit, quick and easy process. Also now they've added a physical card I can use. Reviewed on: 7th May 2026

I’ve been using PayPal for more than 20 years even w...

5
I’ve been using PayPal for more than 20 years even when I was still in the Philippines, but I mostly use PayPal now when I came here in the UK. It’s very convenient, safe and a big help for me since I was qualified to use PayPal Credit it’s easier for me to purchase or pay a big value without thinking too much how am I going to pay it. I really love PayPal and I’m thankful I got one. Reviewed on: 7th May 2026

Great service never had any problems at all.

5
Great service never had any problems at all. Quick and easy to use also. Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52458 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3721 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 84 reviews
    PayPal
    View all products