Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50564 reviews)

View other PayPal products

4.91

Based on 50,564 reviews, last reviewed 10th Jun 2025

1820700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is the most helpful to spend and buy t... Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50564)

Review of the PayPal, PayPal Credit:

Easy to manage through the app and no hidden costs.

Easy to manage through the app and no hidden costs. Plus the 0% promotion offers are a huge help as well. Reviewed on: 31st May 2025

Paypal credit is the most helpful to spend and buy t...

Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

It has helped me out in tough points and the app is...

It has helped me out in tough points and the app is easily accessible I do feel like they could offer more when it comes to customer support Reviewed on: 10th June 2025

Paypal's pay-in-3; a great way to spread the cost.

I use Paypal's payment-in-three for all my eligible purchases as it is a great way to spread the cost of things Reviewed on: 10th June 2025

Very good quality, it respects it's customers

Very good quality, it respects it's customers Reviewed on: 10th June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Very useful for 'Pay in Three' purchases.

Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

I feel confident using PayPal to purchase items onli...

I feel confident using PayPal to purchase items online because if I experience problems PayPal has been able to sort the matter out efficiently and taken all the hassle out of my hands. I never purchase items now without using PayPal, gives me great peace of mind and makes shopping online a pleasant experience. Also sending money to friends and family is so easy and safe to use. Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua Credit Card
from NewDay 4.88 from 2844 reviews
Credit Card
from Wave 2.33 from 3 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub