Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94762 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94771)

A great way to budget with pay pal in 3...

A great way to budget with pay pal in 3 Reviewed on: 18th April 2026

Very friendly customer service, quick money transfer

Very friendly customer service, quick money transfer Reviewed on: 18th April 2026

im a satisfied costumer

im using it for many years and feel safe and secured transactions quick reliable excellent costumer service and love the option of spreading the cost on shopping so easy to use Reviewed on: 18th April 2026

Very good experience with paypal.

Very good experience with paypal. It allows me to buy what I want, when I want it. Thanks paypal for giving me the whole new experience. Reviewed on: 18th April 2026

Excellent experience would definitely recommend to f...

Excellent experience would definitely recommend to friends and family Reviewed on: 18th April 2026

I feel secure when making payments online i do not h...

I feel secure when making payments online i do not have to worry about anyone using my details. I can also split bigger purchases into smaller patments Reviewed on: 18th April 2026

It is a brilliant tool but sometimes can be derailed...

It is a brilliant tool but sometimes can be derailed when you challenge cases or proceed things to the reolution centre as this invariably blocks you from using pay in 3 and customer services don't usually know whom but just issue a stock response Reviewed on: 18th April 2026

Easy and smooth to use never had a issue

Easy and smooth to use never had a issue Reviewed on: 18th April 2026

Clear and easy to understand terms and conditions.

Clear and easy to understand terms and conditions. Excellent value to pay over time which was not costly. Summary of agreement sent immediately and access to ongoing planning app. Reviewed on: 18th April 2026

Very quick and reliable in terms of money being tran...

Very quick and reliable in terms of money being transferred to various accounts. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 171964 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub