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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94859 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94920)

It makes life so much easier and it's safe you know,...

It makes life so much easier and it's safe you know, paying in 3 helps with big purchases. And you also feel better knowing that your money is safe. Unlike banks. PayPal makes it easier to get help if needed. Reviewed on: 18th April 2026

Handy tool to fall back on

Paypal 3 in 1 is a tool I use often I can have 2 or 3 at the same time.When you know its just the first payment coming off makes all the difference.I rarely go over £100 and when I do I try and pay them early.Paypal 3 in 1 has made me life a bit easier considering the cost of living is still going on. Reviewed on: 18th April 2026

I have always had help every time I have been InTouc...

I have always had help every time I have been InTouch,and 9 out of 10 time it gets sorted out Reviewed on: 18th April 2026

Safe to use to protect your buying .

Safe to use to protect your buying . Resolution centre is excellent for any problems with a purchase Reviewed on: 18th April 2026

I highly recommend opening an account

PayPal is excellent and I use it for online purchasing whenever it is available. Reviewed on: 18th April 2026

Best service ever

Easy to use app, the payment system is excellent, and the choice given is even better. I can plan my expenses, divide them in installments and am always informed before a payment comes out. All interest free. Best service ever. Reviewed on: 18th April 2026

Pay in 3 was a great option for me around Christmas...

Pay in 3 was a great option for me around Christmas time, it allowed me to spread my costs and not have to rely on credit cards, at a time when we are under more financial pressure. Reviewed on: 18th April 2026

Simple way to spread the cost

I used PayPal Pay in 3 for a purchase where I wanted a bit more flexibility without putting everything on my card at once. The process was straightforward, the repayment schedule was clear, and it was easy to see when each payment would be taken. I also liked having it linked to PayPal, as it made checkout feel familiar and quick. It worked well for budgeting a larger purchase across a few months. The main thing is just making sure you keep track of the payment dates, but overall my experience was smooth and convenient. Reviewed on: 18th April 2026

I a a relatively new user but I really love both the...

I a a relatively new user but I really love both the app and having a physical card. A great bank Reviewed on: 18th April 2026

Easy and simple to use.

Easy and simple to use. Great idea tp do if you need to split up payments. App is great and easy to navigate to find your plan. Reviewed on: 18th April 2026

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