Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94927 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (94976)

Always on spot , experience personal

Always on spot , experience personal Reviewed on: 9th June 2024

A reliable financial system.

Been with PayPal for over 10 years. It never failed me. Reviewed on: 9th June 2024

Miss Ivmar

I’ve always had a good experience with using PayPa,happy to have it,quick way to pay Reviewed on: 9th June 2024

Online clothing purchase star!

Pay in 3 has been great, especially when buying clothing etc online as if you return the item, you get a quick refund of the third you paid and not waiting for a large amount to be refunded Reviewed on: 9th June 2024

PayPal is so convenient, safe and easy to use.

PayPal is so convenient, safe and easy to use. The PayPal app is fantastic. I think it's a great way to pay! The three payment scheme is really good, it helps me to be able to get the things I love and also helps to budget. Reviewed on: 9th June 2024

Using service is easy.

Using service is easy. But canceling is not available Reviewed on: 9th June 2024

Pay in 3 makes expensive, seem affordable.

Pay in 3 has made buying the things I need so much easier, and when you just think that you can’t afford it, pay in 3 makes it possible to attain the product. With 3 easy payments, one can budget for the next 3 months with ease. Reviewed on: 9th June 2024

Smooth transactions with excellent updates and commu...

Smooth transactions with excellent updates and communication providing a service that assists with sensible budgeting and control of expenditure. So easy and fuss-free allowing better use of my time. Reviewed on: 9th June 2024

Fair finance and good flexible options

Fair finance and good flexible options Reviewed on: 9th June 2024

Enjoyable experience, help finances with 3 in 1 and...

Enjoyable experience, help finances with 3 in 1 and very good making transactions easier when paying at checkout. Easy to recommend. Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Klarna 4.40 from 561 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172183 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub