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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95114)

In these tight economic times, PayPal offering pay i...

5
In these tight economic times, PayPal offering pay in 3 takes the stress of paying for things all at once and missing on something else that might need paying for. I’ve been able to get things for my kids with pay in 3 instead of disappointing them. Reviewed on: 9th June 2024

Easy transactions smooth and simple to do with no ha...

5
Easy transactions smooth and simple to do with no hassles Reviewed on: 9th June 2024

Its very easy to use and secured

5
Its very easy to use and secured Reviewed on: 9th June 2024

The pay in 3 is so useful, makes paying for big purc...

5
The pay in 3 is so useful, makes paying for big purchases alot less stressful. Reviewed on: 9th June 2024

PayPal Pay in 3 - fantastic credit option

5
I have used PayPal ‘pay in 3’ on a number of occasions in recent times to allow me to purchase essential household items/upgrades. It is very simple to apply and you are notified promptly and clearly of your agreement (amounts, dates of each payment etc). Obviously, you have to be confident you will have the funds each month to keep to the agreement but if you can, the interest free assistance from this plan is incredible. Reviewed on: 9th June 2024

Always there when I need it, a secure reliable system

5
Always there when I need it, a secure reliable system Reviewed on: 9th June 2024

Very easy to use and great customer communication

5
Very easy to use and great customer communication Reviewed on: 9th June 2024

PayPal is trust worthy and excellent service.

5
PayPal is trust worthy and excellent service. I feel safe using the service and know that it won’t affect my spending negatively. Pay in 3 is so helpful with splitting up payments and making certain items more accessible. Reviewed on: 9th June 2024

Excellent service as always, very understandable and...

5
Excellent service as always, very understandable and easy to use/apply. Reviewed on: 9th June 2024

Easy to use, convinient, excellent service

5
Easy to use, convinient, excellent service Reviewed on: 9th June 2024

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