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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99066 reviews)

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4.76

Based on 98,941 reviews, last reviewed 12th Jul 2026

505% increase in 5 star reviews

in the past 90 days

432% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (99098)

Handy, interest free way of managing your budget

Very easy and useful way to not spend lots of money in one go and pay it back without having to worry about interest being charged if paid on time Reviewed on: 13th June 2024

Pay in 3

Absolutely love pay in 3, it gives me the opportunity to break larger payments into obviously 3 smaller ones. Just wish there were more companies participating. Reviewed on: 13th June 2024

Makes spreading the cost easy

Makes spreading the cost of unexpected items easy and controllable Reviewed on: 13th June 2024

Long Live PayPal

PayPal are always great. I use them whenever they are listed as an option. The pay in 3 is a great service! Especially in the current climate. And for me personally, as someone with ADHD, I need to make a fair few purchases for things that will help me. They approve it right away, you get a confirmation email instantly, and a reminder of the payment due to be taken. The only improvement I would suggest is a text about upcoming deductions (but this is just personal preference / would help me more, not a fault of PayPal. I just thought I would make the suggestion). PayPal in general as a service is brilliant. You have more protection with services and goods purchased (they have helped with gaining refunds on a few occasions especially with scam sellers). They are a great way of transfering money between friends and family rather than going through a bank as it is instant and much more secure. They allow for dual sign in and you get the text code instantly. I honestly cannot rate them enough. My only issue, and this may not be with PayPal so I apologise if not, is that with some sites (Ticketmaster for one is awful with this), when you select PayPal as the option (including Pay in Three) before you can complete the verification it kicks you out! So you lose your tickets. This may be a "bug" used by these companies so that you don't use PayPal, I'm not sure. Or, it is an issue with PayPal that they need to be aware of to fix. Overall though, apart from this one thing, absolutely excellent and the customer service is brilliant as well. Reviewed on: 13th June 2024

Brilliant to use

Brilliant to use - pay in 3 makes it so much easier Reviewed on: 13th June 2024

Pay in 3 most useful

Used pay in 3 many times most useful facility Reviewed on: 13th June 2024

PAY IN THREE WORKED VERY WELL AND STILL DOES

PAY IN THREE WORKED VERY WELL AND STILL DOES Reviewed on: 13th June 2024

i use paypal all the time because i feel safe usein...

i use paypal all the time because i feel safe useing it they have allways sorted things out for me Reviewed on: 13th June 2024

It’s easy and convenient and I prefer to buy things...

It’s easy and convenient and I prefer to buy things through PayPal as there is comfort in knowing that I can report something if I’ve been ripped off. I like the buy in three as it helps if I don’t have the budget that month. Reviewed on: 13th June 2024

Was easy to set up, got reminders for payments, clea...

Was easy to set up, got reminders for payments, clearly marked on the app, would use again Reviewed on: 13th June 2024

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