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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95015 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95020)

Great service

Excellent, really helpful service that made things within reach that otherwise wouldn’t have been Reviewed on: 6th June 2024

Protected and easy to use

Very simple to use and your protected if anything goes wrong and the open a dispute to assist yiu Reviewed on: 6th June 2024

Better than clearpay

I use it for big purchases on shein or when I bought my phone. Reviewed on: 6th June 2024

It is easy and simple to use

It is easy and simple to use - it links to lots of online purchasing platforms and online shops - there are enough security features to reassure me that my accounts are safe Reviewed on: 6th June 2024

I get confused, on setting up direct debits

I get confused, on setting up direct debits Reviewed on: 6th June 2024

Quick and easy to use, means that you have access to...

Quick and easy to use, means that you have access to Credit when you need it. Reviewed on: 6th June 2024

Making purchase's more affordable.

Simple and Easy to use makes purchases more affordable. The app makes it clear to see when payments are being made and when it’s paid off. I use it loads and each is separated if your budgeting for different things. Reviewed on: 6th June 2024

Very good thanks for being transparent

Very good thanks for being transparent Reviewed on: 6th June 2024

So helpful to spread the cost

I have found it so helpful to spread the cost of purchases, both small and large. As time has gone on, I have been trusted to take on bigger and more payment plans. It is really simple to use. Reviewed on: 6th June 2024

PayPal keeps my wheels turning

I have used PayPal to help me buy purchases when money is tight that I need to keep my vehicle on the road and it has kept me going. Reviewed on: 6th June 2024

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