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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94859 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94885)

Never had a problem, all information is clear and ea...

Never had a problem, all information is clear and easy to sort any problems. Reviewed on: 6th June 2024

Pay in 3 works for me

I have used Pay in 3 for more than 30 purchases over the last year, since moving house. I have had a number of costly repairs and renovations to do and Pay in 3 has allowed me to spread the cost of other purchases such as furniture or personal items over several months, making budgeting easier. I like Pay in 3 because PayPal send reminders when payments are due and confirmation when the money leaves your account. The PayPal website has full details of all active and completed plans, which helps monitor spending over a relevant period. Plus, it’s interest free! My personal experience of Pay in 3 has been excellent, but I have always ensured I have money in my account to cover payments. I cannot comment on how Pay in 3 would work if a payment was missed. Reviewed on: 6th June 2024

The perfect and secure way to pay.

The perfect and secure way to pay. Reviewed on: 6th June 2024

PayPal Rocks!

I use PayPal most of the time as it gives me time to work out my finances if I make a snap purchase - I make sure everything is paid off quickly at a convenient time for myself Reviewed on: 6th June 2024

Easy and convenient

Very convenient and I always feel protected when using PayPal. I like to pay in 3 as it spreads the cost of items at no or little extra cost. Reviewed on: 6th June 2024

Great way to pay

PayPal has always been a great way to pay for items. Especially the pay in 3 payments when the money is low and wouldn't be able to buy at full price. Best thing you ever did bringing this system out. Reviewed on: 6th June 2024

Always use the pay in 3 option if available as it’s...

Always use the pay in 3 option if available as it’s nice to split the cost on more expensive things Reviewed on: 6th June 2024

Excellent service.

Excellent service, good communication, would definitely recommend Reviewed on: 6th June 2024

Good opportunity to buy something and split the cost...

Good opportunity to buy something and split the cost without too much credit impact and worrying about anything else. It’s all straightforward as it links to your bank account or whatever credit or debit card you use. Reviewed on: 6th June 2024

If you’re %100 sure you can afford it!

It is a good idea, but only if you are %100 sure that you will have the money to pay for what you are buying! Reviewed on: 6th June 2024

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