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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94718)

Brilliant service.

5
Brilliant service. Safe transaction and good customer care Reviewed on: 23rd May 2024

Short, sharp and comfortable!

5
Short, sharp and comfortable! There is thoughtful user journey! Reviewed on: 23rd May 2024

Easiest app to use for pay in 3

5
Very clear payment plan, easy to use app Reviewed on: 23rd May 2024

i lov3 pay in 3

5
I love pay in 3 it’s so helpful to spread the cost in this cost of living crisis. Refunds come in extremely quickly too! Reviewed on: 23rd May 2024

Excellent

5
Pay in 3 very good option for shopping. Is kind a 3 x direct debit. You won't forget to pay back, because payment been setup. Love it Reviewed on: 23rd May 2024

it is quite a great thing.

5
it is quite a great thing. it allows me to purchase items i want now but pay in instalments which are easier for me to manage Reviewed on: 23rd May 2024

Excellent customer service always there to help and...

5
Excellent customer service always there to help and very quick Reviewed on: 23rd May 2024

I love the pay in 3 system

5
PayPal has helped me buy lots of online goods and the pre-approval for pay in 3 has helped me in emergencies. Reviewed on: 23rd May 2024

It’s so great for people who might be struggling to...

5
It’s so great for people who might be struggling to pay in one go Reviewed on: 23rd May 2024

Easiest way of paying shopping bills

5
Easiest way of paying shopping bills Reviewed on: 23rd May 2024

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