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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94762 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94771)

So helpful!

The pay in 3 option is so helpful for spreading the cost without paying any penalties. I also think the communication reminding you about upcoming payments is so helpful. Reviewed on: 24th May 2024

I have very good experience using PayPal.

I have very good experience using PayPal. Reviewed on: 24th May 2024

Very easy to use, process is simple and really fast

Very easy to use, process is simple and really fast Reviewed on: 24th May 2024

PayPal - peace of mind

PayPal gives you that extra peace of mind when making purchases online. On the rare occasion where something has gone wrong and the supplier refuses to respond or refund, PayPal will step up and help. Reviewed on: 24th May 2024

Quick and easy

Always there to sort out problems quick and easy to pay Reviewed on: 24th May 2024

Easy to use, clear statement and very helpful

Easy to use, clear statement and very helpful Reviewed on: 24th May 2024

On your side

Reliable. It seems safe. Once setup.. you know it will be done I Reviewed on: 24th May 2024

Pay in 3 has been a life saver during the cost of li...

Pay in 3 has been a life saver during the cost of living crisis! I have terrible credit and therefore can't use credit cards etc. Pay in 3 has allowed me to spread the cost of essential items in an affordable way and has eased my anxiety and stress around my finances. Reviewed on: 24th May 2024

Pay in 3 is amazing

Pay in 3 is an amazing feature, I use it all the time. It's so simple to setup, clear with payments outstanding and enables you to clear your balance early if you wish to do so. Best feature ever, love it Reviewed on: 24th May 2024

Fast efficient one click service ..

Fast efficient one click service which made buying my furniture a lot easier than applying for a loan or other form of credit . It’s all there ready for you . Reviewed on: 24th May 2024

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