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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3014 reviews)

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4.88

Based on 3,014 reviews, last reviewed 4th Feb 2026

49900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Fantastic long terms fixed rates and excellent custo... Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3014)

Review of the RCI Bank, Fixed Term Savings Account:

Excellent bank

Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Fantastic long terms fixed rates and excellent custo...

Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Very competitive rates.

Very competitive rates. Good communication. Easy to understand website layout design. Quick and safe to deposit money. Reliable service from a trusted bank. Will recommend. Reviewed on: 4th February 2026

Straight forward applying

It was easy to navigate the site and apply for the account. I was kept informed promptly throughout the process. Reviewed on: 4th February 2026

good move

process for opening account was very straightforward.The information provided was excellent. Reviewed on: 4th February 2026

Would recommend RCI as a home for your savings

Very easy to use and great company to invest with Reviewed on: 4th February 2026

Easy to use and perfect for my needs

Easy to use and perfect for my needs Reviewed on: 4th February 2026

Very satisfactory and very pleasing.

Very satisfactory and very pleasing. Reviewed on: 4th February 2026

We have saved with RCI for several years pity they d...

We have saved with RCI for several years pity they do not do ISA's Reviewed on: 4th February 2026

Great investment.

Great bank, great communication with the customer and really satisfied with their service. I would recommend them, trustworthy and professional. Reviewed on: 4th February 2026

All-round, very good financial company.

Efficient, user-friendly website plus very good customer service when needed. Good range of products & competitive rates. Reviewed on: 3rd February 2026

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