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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Simple account to use.

5
Simple account to use. Very happy with service. Happy to recommend. Reviewed on: 1st February 2026

Easy website

5
Straight forward registration and logging on Reviewed on: 31st January 2026

Cool easy accessible friendly value

5
Cool easy accessible friendly value Reviewed on: 31st January 2026

Good interest rate and clear communication online

5
Good interest rate and clear communication online Reviewed on: 31st January 2026

Excellent on line savings bank

4
Easy to apply & manage on line. Good communication. Reviewed on: 31st January 2026

Fixed Term Savings..

5
I have a number of fixed term savings accounts, rather than regular contact with RCI. when renewing the term, the communication is excellent. The rates are competitive so I am happy to recommend RCI Reviewed on: 31st January 2026

Great Banking

5
Your online banking is excellent. Very easy to use. Reviewed on: 31st January 2026

In hospital at the moment.

5
In hospital at the moment. No not well enough. Reviewed on: 31st January 2026

Highly recommend RCI Bank

5
Very happy with RCI. It is so easy to set up an account and the website is so easy to navigate ( and ‘looks good’). Interest rates are very competitive. Communication is good. Reviewed on: 31st January 2026

Pentalar

5
On line account easy to navigate Reviewed on: 31st January 2026

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