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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent service - I would not hesitate recommendin...

Excellent service - I would not hesitate recommending RCI Bank. Reviewed on: 30th January 2026

Very easy to set up and well looked after

Very easy to set up and well looked after Reviewed on: 30th January 2026

Excellent Company and Service.

Always kept informed about saving accounts available. My first was a freedom account and that worked very well. I added a fixed rate 2 year account and that has been successful. I will be taking a large amount in the next month to purchase a new car but that will be replaced as a Bond with another company matures.....RCI performed better. Reviewed on: 30th January 2026

Simply the best

I have been with RCI BANK for a few years now and find them very professional and helpful making my savings very simple and easy to understand. I Cant fault them in any way and look forward to the next few years with them. Reviewed on: 30th January 2026

RCI Bank Experience

Easy to set up an account. Good competitive fixed interest rates. Good communication. Would definitely consider reinvesting once current term ended. Reviewed on: 30th January 2026

I have invested with RCI for many years and find the...

I have invested with RCI for many years and find them an excellent home for my savings providing a monthly income Reviewed on: 30th January 2026

Very friendly and helpful.

Very friendly and helpful. Can always help you Reviewed on: 30th January 2026

Very reliable!

Very reliable banking experience. Reviewed on: 30th January 2026

RCI fixed term are the best!

I love the options that RCI give us for fixed term savings. They provided market leading short medium and long term rates that covered all the bases. Easy to understand and easy to apply, once you are a RCI customer. Reviewed on: 30th January 2026

Great communication and products.

Easy to speak on the telephone. Communication always easy via email as well. Good products. Reviewed on: 30th January 2026

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