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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to use the app and keep track of things

Easy to use the app and keep track of things Reviewed on: 30th January 2026

Good saving rates.

Good saving rates. Easy opening account process. Good updates to new products. Reviewed on: 30th January 2026

Never had to contact RCI, so that is a good...

Never had to contact RCI, so that is a good experience Reviewed on: 30th January 2026

Topnotch.

A honest reliable company that I feel comfortable investing in. Reviewed on: 30th January 2026

Excellent online banking.

Excellent online banking. Competitive deposit interest rates Reviewed on: 30th January 2026

Easy to invest, clear explanations and pay interest...

Easy to invest, clear explanations and pay interest precisely when they say they will - perfect! Reviewed on: 30th January 2026

Great service, easy to manage my account.

Great service, easy to manage my account. Would consider using again when the interest rates are competitive! Reviewed on: 29th January 2026

Great service

Competitive rates and easy to access Reviewed on: 29th January 2026

Excellent rate of interest.

I opened my fixed savings account because RCI offered the best rate of interest over a two year period and having saved with RCI in the past knew it would be easy to open. Reviewed on: 29th January 2026

Very good online service and phone customer care

Very good online service and phone customer care Reviewed on: 29th January 2026

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