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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,426 reviews, last reviewed 13th Mar 2026
88300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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1%

Latest highest rating:

5

Good interest rate Good interest rate which changes in line with the Bank of England Internet rate fairly quickly. Reviewed on: 13th March 2026
Linda W's avatar
Linda W

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3426)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Staff are decent, patient, has knowledge about their...

5
Staff are decent, patient, has knowledge about their job role and products.RCI is reliable and rates of interest competitive. Easy to use on the internet and different options with competitive rates. I love them all. Reviewed on: 9th April 2025

Good bank to deal with

5
When I contact RCI my inquiry is actioned very efficiently Reviewed on: 9th April 2025

All investments & accounts handled superbly

5
All investments & accounts handled superbly Reviewed on: 9th April 2025

RCI is easy and straightforward to do business with

5
RCI is very easy and straightforward to do business with. No problems encountered at al. Plus very competitive interest rates. Reviewed on: 9th April 2025

easy to open and use

5
easy to open and use. simple app Reviewed on: 9th April 2025

Account was easy to open and interest was market com...

5
Account was easy to open and interest was market competitve Reviewed on: 9th April 2025

Great, totally satisfied and more

5
Great, totally satisfied and more Reviewed on: 9th April 2025

Easy banking

5
Straight forward transaction no hassle Reviewed on: 9th April 2025

Opened account online.

4
Opened account online. Very pleased with the process. Nice and easy and clear instructions. Simple to view accounts online. Overall excellent experience. Reviewed on: 9th April 2025

Ok service don’t expect more .

3
Ok service don’t expect more . It’s just an internet bank Reviewed on: 9th April 2025

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