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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3526 reviews)

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4.89

Based on 3,526 reviews, last reviewed 18th Mar 2026

97600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

I've had a savings account and 3 fixed savings accou... I've had a savings account and 3 fixed savings accounts dunce joining the bank and been pleased with the rate of interest, the customer care and the s... Read more Reviewed on: 18th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3526)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great savings rate and excellent customer service team

Great savings rate and excellent customer service team Reviewed on: 22nd March 2025

Easy set up

Very good and easy online account set up and customer telephone support was good and efficient Reviewed on: 22nd March 2025

Good rate of interest and option for monthly payout

Good rate of interest and option for monthly payout Reviewed on: 22nd March 2025

Recommended by family.

Recommended by family. Easy to set up and good interest rate. Easy to use platform Reviewed on: 22nd March 2025

Fast transfer good customer service

Fast transfer good customer service Reviewed on: 22nd March 2025

Exemplary Service and Value

I was looking for Fixed Rate Savings Bonds that paid interest into my Current Account annually (rather than at the end of the fixed term). RCI not only offered this - and at extremely competitive interest rates - but also had the fastest response to my online queries of all the providers I contacted. Customer Service was very prompt, extremely courteous, and totally helpful. Couldn't be happier with service and value. Reviewed on: 22nd March 2025

Hugh interest savings for years, can't complain

Hugh interest savings for years, can't complain Reviewed on: 22nd March 2025

Good communication, excellent customer service

Good communication, excellent customer service, and confidence in knowing my investment is safe, and earning a healthy return. Reviewed on: 22nd March 2025

A helping hand.

Having recently been widowed I have had to rely on RCI bank to manage my account. They have provided excellent service for me at a very difficult time. Thank you RCI. Reviewed on: 22nd March 2025

Good customer service, Excellent rates and Easy acc...

Good customer service, Excellent rates and Easy account set up, and Secure . What more could you ask for? Reviewed on: 22nd March 2025

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