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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3527 reviews)

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4.89

Based on 3,527 reviews, last reviewed 18th Mar 2026

97700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI Bank offer a great Fixed Term savings rate. RCI Bank offer a great savings rate in their Fixed Term savings Account. They also keep me updated on their savins products. Reviewed on: 18th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3527)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Ease of access & general browsing along with new app...

Ease of access & general browsing along with new applications. Reviewed on: 22nd March 2025

good and trustworthy

I received good quality customer service and was able to speak to agent when I needed to even though there were no walk in branches Reviewed on: 22nd March 2025

RCI-Invest

Was sceptical investing with RCI initially , but proved to be secure and fair rates, been notified of any changes and offer’s promptly. Reviewed on: 22nd March 2025

Very happy customer

I have been the the RCI Bank for a number of years and have never had any problems. Interest rates are always very competetive hence the reason why I have stayed with them. Reviewed on: 22nd March 2025

Good rates, easy to use.

Good rates, easy to use. Website is straightforward and intuitive. Appears in newspaper best buys which is reassuring. Reviewed on: 22nd March 2025

Information and communication is good and clear, web...

Information and communication is good and clear, website is easy to use, range of accounts is good Reviewed on: 22nd March 2025

Good rates mostly.

Good rates mostly. They did go low for a while and I got locked in and wasn’t allowed out Reviewed on: 22nd March 2025

RCI Save

RCI is consistent in its interest rate email information Reviewed on: 22nd March 2025

Easy to set up an account and transfer funds.

Easy to set up an account and transfer funds. Reviewed on: 22nd March 2025

The whole process of opening and running the account...

The whole process of opening and running the account has been seamless. Reviewed on: 22nd March 2025

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