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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to set up a fixed rate account.

Easy to set up a fixed rate account. Reviewed on: 29th January 2026

Good interest and simple process to set up an account.

A simple process to set up an account. I can't comment on customer service as I've had no need ot help. Interest rate is good, which is a key consideration for me. Reviewed on: 29th January 2026

Have a fixed account and easy to open and RCI keep m...

Have a fixed account and easy to open and RCI keep me updated whenever necessary without bombarding me with rubbish.’ Reviewed on: 29th January 2026

12 months fixed interest great easy to deal with no...

12 months fixed interest great easy to deal with no problem switching money Reviewed on: 29th January 2026

ease and efficiency to open and use the account

ease and efficiency to open and use the account Reviewed on: 29th January 2026

Our retirement plan

Easy process but not compromise any security. Reviewed on: 29th January 2026

Fantastic interest rates

Fantastic interest rates initially recommended by Martin Lewis and I continue to invest annually Reviewed on: 29th January 2026

Easy to open accounts, very clean app and good rates

Easy to open accounts, very clean app and good rates Reviewed on: 29th January 2026

Easy banking.

I find RCI bank easy to bank with. With just a couple of steps, I can see my accounts and transferring from my Freedom account is so simple. The Fixed rate accounts offer excellent rates. Reviewed on: 29th January 2026

Excellent service

Always prompt and great at up to date information about interest rates Reviewed on: 29th January 2026

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