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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,536 reviews, last reviewed 19th Mar 2026
98500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

4

Have only had contact online but it must have been g... Have only had contact online but it must have been good as we were able to sort out what we needed to do online Reviewed on: 19th March 2026
Patricia A's avatar
Patricia A

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3536)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good online bank and a favourable interest rate

5
Good online bank and a favourable interest rate Reviewed on: 21st March 2025

Everything is great about this product

5
Everything was super easy from start to finish - excellent rate of interest. The app is very easy to use even for a technophobic pensioner! Reviewed on: 21st March 2025

Been using rci bank for a number of years now and i...

5
Been using rci bank for a number of years now and i am very happy with the services they have provided me Reviewed on: 21st March 2025

great hassle free value

5
market leading 5 yr fixed term savings. Easy to open and no issues accessing account online. New to the bank and when compared to some other banks I’ve tried to use the process was straightforward. Reviewed on: 21st March 2025

Happy RCI customer

5
Not much contact with customer service. But on line not a problem. Reviewed on: 21st March 2025

Rates are competitive

5
Rates are competitive and the procedure for opening a new account is straightforward. Reviewed on: 21st March 2025

Easy to set up and a great savings rate.

5
Easy to set up and a great savings rate. Reviewed on: 21st March 2025

RCI Bank Fixed Rate Savings Bonds,

5
RCI Bank offer extremely good interest on their Fixed Rate Monthly Interest Savings Bonds. It was extremely easy to set up an account and manage it. Having customer support easily available by telephone in this country is very important to us. Reviewed on: 21st March 2025

I feel secure at RCI.

5
RCI gives me a secure feeling and is always thereabouts with deposit rates. Reviewed on: 21st March 2025

Opened a 5 year fixed rate bond with RCI on line and...

5
Opened a 5 year fixed rate bond with RCI on line and the process was very easy and a very good rate, on the one occasion I had to phone the company the experience was very helpful and very polite. Reviewed on: 21st March 2025

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