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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,539 reviews, last reviewed 20th Mar 2026
98800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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9%
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0%
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1%

Latest highest rating:

5

The initial account opening was expremely easy, the... The initial account opening was expremely easy, the rates are very good and I always receive very good customer service with any query I have when I r... Read more Reviewed on: 20th March 2026
Suzanne H's avatar
Suzanne H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3539)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Fantastic bank which has a seamless app.

5
Fantastic bank which has a seamless app. Reviewed on: 20th March 2025

Good savings option

5
Easy access savings account, haven’t had any issues accessing my account at any time unlike other banks where systems go offline a lot. Reviewed on: 20th March 2025

Easy to understand snd process is clear to folloe

5
Easy to understand snd process is clear to folloe Reviewed on: 20th March 2025

Easy to use website and good returns

5
Easy to use website and good returns Reviewed on: 20th March 2025

Accessibility

5
The online account is very easy to use. The bank gives competitive rates Reviewed on: 20th March 2025

First class service very helpful staff and they do e...

5
First class service very helpful staff and they do exactly what they say Reviewed on: 20th March 2025

Good rate of interest on their 5 year bond.

4
Good rate of interest on their 5 year bond. Reviewed on: 20th March 2025

Excellent experience all round.

5
Excellent experience all round. Easy sign up. No hassle. Very smooth. Reviewed on: 20th March 2025

simples and easy

5
Easy to set up and very helpful. Reviewed on: 20th March 2025

Good online experience

5
Good online experience, easy account setup and great communication from RCI bank Reviewed on: 20th March 2025

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