Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,541 reviews, last reviewed 20th Mar 2026
99000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026
Susan G's avatar
Susan G

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3541)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great rates easy to open would recommend to friends

4
Great rates easy to open would recommend to friends Reviewed on: 20th March 2025

Good interest rate available for the required timefr...

5
Good interest rate available for the required timefram I was looking for. Easy to open account. Very pleased. Reviewed on: 20th March 2025

Great tools and easy to setup savings account.

5
Great tools and easy to setup savings account. I've been with RCI for two years and all I can say about them is good. Great easy to use App. Fast hassel free payment of interest. Reviewed on: 20th March 2025

Easy to access and friendly people

5
Easy to access and friendly people Reviewed on: 20th March 2025

Simple and easy to use

5
Simple and easy to use on line with very competitive savings rates. Reviewed on: 20th March 2025

Money put in the account for a fixed term earned goo...

5
Money put in the account for a fixed term earned good interest and staff when contacted were very helpful Reviewed on: 20th March 2025

Excellent service and good product

5
Excellent service and good product Reviewed on: 20th March 2025

from start to finish everything has been so easy .

5
from start to finish everything has been so easy . Reviewed on: 20th March 2025

They are great !

5
They are great ! Legends in the game!! Reviewed on: 20th March 2025

Very good and straightforward forward sevice.

5
Very good and straightforward forward sevice. Reviewed on: 20th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10620 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 837 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 265 reviews
    RCI Bank
    View all products