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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3545 reviews)

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4.89

Based on 3,545 reviews, last reviewed 21st Mar 2026

99400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3545)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent rates and incomparable customer service.

Excellent rates and incomparable customer service. Efficient app makes investing straightforward and they keep one updated with emails. Reviewed on: 12th March 2025

An excellent bank which I highly recommend.

My experiences have been very positive. Each time I have contacted RCI bank, staff members have been extremely helpful and professional. I feel confident leaving my savings at RCI bank to grow at an excellent rate. The bank is easily contactable and staff members take the time to actually listen and help. Reviewed on: 12th March 2025

Efficient and professional , easy to deal with a gre...

Efficient and professional , easy to deal with a great rates Reviewed on: 12th March 2025

Decent enough online banking experience

Decent enough online banking experience Reviewed on: 12th March 2025

Good rates

Good interest rates. Helpful staff. Reviewed on: 12th March 2025

Excellent rates from this bank

Easy to set up account, clear easy to use website. Excellent interest rates Reviewed on: 12th March 2025

Confidence in Fixed Term Accounts

I have used RCI Bank Fixed Term Savings accounts over a number of years and have been happy with the choiceof accounts and interest rates on offer at the time which compare very well against those of other banks . Opening an account is easy and efficient and the customer can feel confident that their money is in good hands until the end of the term of the account . Reviewed on: 11th March 2025

Very easy to open account & renew at end of term.

Very easy to open account & renew at end of term. Great communication, all very straightforward. Very competitive interest rates too. Reviewed on: 11th March 2025

When updating my account I was offered better rate.

When updating my account I was offered better rate. Reviewed on: 11th March 2025

Very happy with my savings accounts

Very happy with my savings accounts Reviewed on: 11th March 2025

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