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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Very easy Bank to deal with.

Very easy Bank to deal with. Good interest rates. Reviewed on: 29th January 2026

Excellent service, top interest rates on fixed savings

Excellent service, top interest rates on fixed savings Reviewed on: 29th January 2026

Very simple to use, great rates, good communications

Very simple to use, great rates, good communications Reviewed on: 29th January 2026

Good rate and communication

Good comparison and communication Reviewed on: 29th January 2026

Excellent savings rate & very easy to set up

Excellent savings rate & very easy to set up Reviewed on: 29th January 2026

So easy to use and contacts RCI when necessary

So easy to use and contacts RCI when necessary Reviewed on: 29th January 2026

Best rates I can find.

Best rates I can find. Always one step ahead of the rest Reviewed on: 29th January 2026

Great bank

I have banked with RCI for many years and always had great service and never any problems. Well done Reviewed on: 29th January 2026

Easy and secure banking with RCi.

Great fixed saving account with easy app and easy to see your money. I had two accounts and the freedom account means you can top it up when you like. You have the account number and sort code to copy with an account code. Once you've transferred the first amount its set up in your other bank account for topping up some more. I like the design of the app interface and I'm really happy with the savings rates. Reviewed on: 29th January 2026

Good Interest rates.

Have been with RCI for many years now and always have had very good interest rates. My latest fixed rate is for 2 years. What I like is that they pay out the interest each year. The interest on all saving products has always been good Reviewed on: 29th January 2026

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