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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3549 reviews)

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4.89

Based on 3,549 reviews, last reviewed 24th Mar 2026

99800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A solid and reputable bank A solid and reputable bank that provides competitive savings rates. I like the no-fuss website and online banking platform which makes banking safe an... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3549)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Investing made easy for a Widow.

My late husband invested money with RCI for years and when he died in 2023 I chose them to carry on investing my £84,000. My 2 year fixed Bond with monthly interest was a competitive interest rate and I had no problem following the application process and transferring my money from my nominated account. Reviewed on: 11th March 2025

I have been investing with RCI for some time now.

I have been investing with RCI for some time now. They offer excellent products and their interest rates can’t be beaten. Very impressed Reviewed on: 11th March 2025

I could talk to a person, not a robot

I could talk to a person, not a robot Reviewed on: 11th March 2025

EVERY THING IS EXCELLENT.

EVERY THING IS EXCELLENT.eVEN YOU HAVE A PROBLEM IT IS SO EASY TO SPEAK TO STAFF WHO WILL, IF AT ALL POSSIBLE, HELP TO SORT IT OUT. WITH MOST OTHER BANKS THEY HAVE LOST THIS TO A MACHINE Reviewed on: 11th March 2025

Easy process opening account.

Easy process opening account. The RCI have kept me informed of other products and maintained contact throughout the year. Reviewed on: 11th March 2025

I have confidence and satisfaction with RCI

My dealings with RCI have always been straightforward and without problems . Reviewed on: 11th March 2025

What to expect from RCI

Competitive rates, excellent customer services Reviewed on: 11th March 2025

Attractive rates.

They offer very competitive interest rates on a range of maturities and the website is responsive and speedy. Reviewed on: 11th March 2025

Great rates,good customer service.

Great rates,good customer service. Reviewed on: 11th March 2025

Great experience.

Never had a bad experience. Never decided to move deposit because better rate available elsewhere with same assurance. Reviewed on: 11th March 2025

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