Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.83 (2819 reviews)

View other RCI Bank products

4.88

Based on 2,819 reviews, last reviewed 29th Jan 2026

31300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Ease of internet banking. Ease of internet banking. Interest paid monthly in nominated account. Reviewed on: 29th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2819)

Review of the RCI Bank, Fixed Term Savings Account:

Excellent bank

Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Easy yet secure access by Internet and Phone.

Easy yet secure access by Internet and Phone.Your response time to phone inquiries is better then most other banks. Reviewed on: 29th January 2026

Great rates and easy account accessibility via the app.

Great rates and easy account accessibility via the app. Withdrawals are very quick to arrive in bank account. Reviewed on: 29th January 2026

Good interest rate, Very friendly staff, easy to use.

Good interest rate, Very friendly staff, easy to use. Reviewed on: 29th January 2026

Web page Very easy to use telephone questions answered

Web page Very easy to use telephone questions answered Reviewed on: 29th January 2026

Easy to RCI excellent

Easy to deal with, efficient and good rates. Reviewed on: 29th January 2026

Overall, a good online savings bank.

This is primarily an online bank for myself. The setup and funding is very well explained and quite easy to do. I think the rates they offer are competitive in the savings market. The security is high which is good. Highly recommended. Reviewed on: 29th January 2026

Clear communication and excellent service.

Clear communication and excellent service. Reviewed on: 29th January 2026

good interest rate

good interest rate on all my saving and always let me known when they are maturing Reviewed on: 29th January 2026

Easy online system to navigate that’s very user frie...

Easy online system to navigate that’s very user friendly. Not everyone is tech savy and if there is a problem the staff are extremely helpful in resolving questions or any issues. Pleasure to deal with Reviewed on: 29th January 2026

Friendly and professional

Very easy opening account online and when I did have a question it was easy to pick up the phone and have an immediate answer Reviewed on: 29th January 2026

Alternative products

Everyday e-Saver
from first direct 4.63 from 12 reviews
Savings
from Loughborough Building Society 4.93 from 446 reviews
Savings
from Marsden Building Society 4.95 from 4613 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub