Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,553 reviews, last reviewed 25th Mar 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Support given at a difficult time for me Due to family emergency I missed the deposit window. They were very undertanding and sorted out everything for me. They also offered future support sh... Read more Reviewed on: 25th March 2026
cheryl r's avatar
cheryl r

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3553)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Very good.

5
Very good. Easy to deal with. Very user friendly online service. Very friendly telephone service. I particularly admire the logo. I like how the letters look together. Reviewed on: 10th March 2025

great for saving accounts

5
easy to use, high interest for savings, accessible , online service excellent Reviewed on: 10th March 2025

good sevice helpfull staff easy to use

4
good sevice helpfull staff easy to use Reviewed on: 10th March 2025

Excellant web site and communications..

4
Feedback and website is good but unfortunately invested nearly 5 years ago for 5 year term when interest rates were low so returns are low. Reviewed on: 10th March 2025

I am in my 3rd year with RCI because .......

5
I am in my 3rd year with RCI because at each renewal they have been competitive. The service is good and they always give advance warning of any planned downtime. Reviewed on: 10th March 2025

They keep me updated with our account.

5
They keep me updated with our account. And any updates on what new deals available. Reviewed on: 10th March 2025

Trouble free, easy to use app and great rates

5
Trouble free, easy to use app and great rates Reviewed on: 10th March 2025

Easy to open account and move and withdraw funds.

5
Easy to open account and move and withdraw funds. Great interest rates. Quick responses to questions Reviewed on: 10th March 2025

Quick and easy to open an account

5
Quick and easy to open an account Reviewed on: 10th March 2025

Took out a fixed rate/term bond at one of best rates...

5
Took out a fixed rate/term bond at one of best rates of interest at the time. Easy to do and no problems. Reviewed on: 10th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10656 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 841 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products