Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,556 reviews, last reviewed 28th Mar 2026
100400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026
Manhar B's avatar
Manhar B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

excellent service

5
I am a customer for quite long time, received always very good service Reviewed on: 18th January 2022

good rate

5
good rate easy to set up online and clear Reviewed on: 18th January 2022

Good return on investment

4
One of the better interest rates going about at the minute. Easy website to navigate with a phone app makes managing your investment really easy. Reviewed on: 18th January 2022

Excellent products

4
Excellent service and interest rates, website easy to use and navigate. Reviewed on: 18th January 2022

Easy administration

5
The account was easy to set up. A competitive interest rate was offered. Easy online administration. Reviewed on: 18th January 2022

RCI bank review

4
Great service from the bank very pleased Reviewed on: 18th January 2022

Excellent product

5
Account very easily to set up and manage with a good interest rate Reviewed on: 18th January 2022

Happy customer

5
Wish I had invested more at the time Reviewed on: 18th January 2022

Easy Process

5
Set up on line with no hassle, full communication which was good because to me it was an unknown company, confirmation of funds transfer put my mind at rest, constantly in touch to see if I am happy with my account. All round nice people. Reviewed on: 18th January 2022

Currently a reasonable investment with good back up and administration.

5
Return on investment is reasonable in today's trading conditions and administration and communication is good. Reviewed on: 18th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10664 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 842 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products