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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,556 reviews, last reviewed 28th Mar 2026
100400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026
Manhar B's avatar
Manhar B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great service

5
Good rates of interest and good customer experience. Reviewed on: 18th January 2022

Straightforward online deposit account

4
All works well online. Maturity options notified in advance. Reviewed on: 18th January 2022

Recommend RCI

5
Been very helpful and deal quickly with any questions Reviewed on: 18th January 2022

Highly Recommend

4
I can highly recommend RCI Bank because from the initial opening to the final maturity of my accounts I have always felt that the customer service is fast and efficient. I like the way that I can choose from a variety of types of RCI account and the interest rates on offer. Overall I rate this bank very positively and have always had a very satisfactory experience in my dealings with them. Reviewed on: 18th January 2022

Andy's review

4
Everything went smoothly with the account Reviewed on: 18th January 2022

Straightforward & convenient.

4
The account is straightforward to open a/c via the internet. RCI keeps in touch - but not too often! All necessary information is convenient on the internet. Reviewed on: 18th January 2022

Good service and high security

5
Good rates and trustworthy and competent bank that was easy to use and manage online. Reviewed on: 18th January 2022

Safe investment at competitive rates.

5
Easy to manage investment in fixed term product. Reviewed on: 18th January 2022

Interest on saving

5
Rates offered are always better than big high street banks. Reviewed on: 18th January 2022

RCI Bank - the best

5
Great communication and interest rates Reviewed on: 17th January 2022

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