Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3556 reviews)

View other RCI Bank products

4.89

Based on 3,556 reviews, last reviewed 28th Mar 2026

100400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A lovely experience. A lovely experience. Easy to deal with. Reviewed on: 28th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3556)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good banking

Efficient, friendly, reliable. Easy to use website. Reviewed on: 17th January 2022

Good rate

Easy to use and access with a good rate of interest and FSCS protectio Reviewed on: 17th January 2022

Brilliant customer service

Always prompt to answer your call for any queries. Interest rates are competitive. Reviewed on: 17th January 2022

Very good online savings account.

Reasonable savings rate in these times. Easy to use online. Pays interest monthly. Overall very pleased with the service. Reviewed on: 17th January 2022

Easy to deal with and great interest rates

Unlike some RCI has simple but effective processes for new investors and when I invested they were leading the way on interest rates. Reviewed on: 17th January 2022

Highly recommended

Extremly easy process and clear advice - safe and decent return Reviewed on: 17th January 2022

Excellent in all respects.

Always a pleasure to deal with in a professional manner. Reviewed on: 17th January 2022

Satisfied customer

Very happy with service and easy access to banking via online banking Reviewed on: 17th January 2022

Good bank for yoursavings

Got a good rate on my 2 year bond which was good when market rates were going down Reviewed on: 17th January 2022

Saver bank of the year

Simple , no-nonsense bank and good saving rates . Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Monthly Saver
from TSB 4.50 from 10 reviews
Savings
from Leek Building Society 4.92 from 5043 reviews
Instant Access Savings
from Ulster Bank 3.56 from 11 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.89 from 10664 reviews
95 Day Notice Account
from RCI Bank 4.88 from 843 reviews
E-Volve Savings Notice Account
from RCI Bank 4.87 from 266 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub