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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

All good ,no need to change anything

5
All good ,no need to change anything Reviewed on: 28th January 2026

Easy to use, everything very clear

5
Easy to use, everything very clear Reviewed on: 28th January 2026

Good rate of interest.

4
Good rate of interest. Would recommend to others if an incentive was given Reviewed on: 28th January 2026

I have had this account and a Freedom Savings Accoun...

5
I have had this account and a Freedom Savings Account for a number of years now and am very satisfied with my experience. Reviewed on: 28th January 2026

Good no problems easy to use.

5
Good no problems easy to use. Banking app excellent. Xxxxxxxx xxxxxxx Reviewed on: 28th January 2026

Helpful and understanding staff

5
My experience with RCI bank is very good , the staff are so helpful, nothing is to much trouble to explain procedures. Recently spent over an hour changing a pass word,, my error but was taken through every stage with patience and understanding. Reviewed on: 28th January 2026

Great rate of interest.

5
Great rate of interest. Excellent easy to use online site. Reviewed on: 28th January 2026

Good bank to deal with.

5
Good bank to deal with. Regular updates of any changes Reviewed on: 28th January 2026

Really good so far.

5
Really good so far. Excellent. xxxxxxxxxxxxxxxxxxxxxxxx Reviewed on: 28th January 2026

No problems at all.

5
No problems at all. Customer service has been excellent. Reviewed on: 28th January 2026

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