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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Market leading rates.

5
Market leading rates. Easy to open.. good communication Reviewed on: 28th January 2026

Great customer service.

5
Great customer service. Very happy with products available. Reviewed on: 28th January 2026

Great Bank

5
I have banked with RCI for many years and always found things very easy and there prices competitive and I will always use them Reviewed on: 28th January 2026

Top Notch

5
Have several of these to which i will be adding, and a freedom account. Always have the top rates and easy to manage online. Reviewed on: 28th January 2026

Fantastic service even when abroad

5
Fantastic service even when abroad Reviewed on: 28th January 2026

Good customer serice

4
Good overall interest rates and clientrs kept up-to-date Reviewed on: 28th January 2026

Great saver had it 12 months now looking forward to...

5
Great saver had it 12 months now looking forward to seeing it mature Reviewed on: 28th January 2026

Content with the overall experience.

4
Content with the overall experience. Reviewed on: 28th January 2026

No Bells and Whistles - just good solid service.

5
Simple product range, prompt and polite response, and straight forward clear web and app technology. Been my star savings vehicle for past 3 years and just hope there are competitive rates at renewal. Reviewed on: 28th January 2026

Good experience

4
Have never given any cause for complaint easy to use no delays could always do with better interest rates Reviewed on: 28th January 2026

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