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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to open account, quick deposit, communicative a...

Easy to open account, quick deposit, communicative and best fixed rate I found at the time. Reviewed on: 28th January 2026

RCA Bank Investment Renewal.

My investment with RCA Bank recently matured and the renewal process was efficient and painless. I wish some of the other banks could be as efficient! Reviewed on: 28th January 2026

Competitive savings rates.

Very competitive savings rates and easy website to work with. Reviewed on: 28th January 2026

Simple and sensible

I wanted a guaranteed income on my savings which is competitive, easy to open, easy to use and relatively well presented. RCI bank had 3 accounts to choose from which suited my needs. There were no problems in the process overall. Some banks and building societies are dreadful and make it so difficult to open an account that I give up. I'm happy with RCI bank. Reviewed on: 28th January 2026

Great east to operate account

Easy to set up. I have both fixed term and and freedom. Good app and online for managing Reviewed on: 28th January 2026

Great customer focused bank.

Great customer focused bank. Good rates and easy to deal with. Reviewed on: 28th January 2026

Been brilliant got the interest when it was at its p...

Been brilliant got the interest when it was at its peak and invested, no issues sonce Reviewed on: 28th January 2026

The Best!

All good! Have never had a problem! It's difficult to say much when the service has been excellent! And the rate was the highest out there! What is not to like! It does what it says on the tin! Very happy! Reviewed on: 28th January 2026

everything is very straight forward and simple

everything is very straight forward and simple Reviewed on: 28th January 2026

QUESTION ANSWERED BY A PERSON NOT AMACHINE.

QUESTION ANSWERED BY A PERSON NOT AMACHINE. Reviewed on: 28th January 2026

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