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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Highly Recommended

Very easy to set up account and good rate. Reviewed on: 28th January 2026

Always good efficient service.

Always good efficient service. Good communication and simple Deposit and withdrawal process Reviewed on: 28th January 2026

A First Class Bank.

A First Class Bank. Would Definitely Recommend. Reviewed on: 28th January 2026

Easy to set up, good communication and easily unders...

Easy to set up, good communication and easily understandable online banking. Reviewed on: 27th January 2026

Good rates and easy to use the system

Good rates and easy to use the system Reviewed on: 27th January 2026

good rate aND EASY TO UNDERSTAND.

good rate aND EASY TO UNDERSTAND. Reviewed on: 27th January 2026

Found RCI online as I had a lump sum to invest.

Found RCI online as I had a lump sum to invest. Website loads of information and easy to navigate. Simple to invest with very clear communication. Reviewed on: 27th January 2026

It's simple no nonsense approach to savings

It's simple no nonsense approach to savings Reviewed on: 27th January 2026

Easy to use app and easy to access

Easy to use app and easy to access Reviewed on: 27th January 2026

Easy to open account.

Fairly easy to open a new account, with generally reasonable rates. Reviewed on: 27th January 2026

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