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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to use and good customer service

5
Easy to use and good customer service Reviewed on: 11th April 2025

Customer service.

5
Their customer service is second to none. I was completely impressed with their professionalism and customer service. They are responsive, helpful and know their stuff. It is becoming more difficult by the day to receive good customer care from most banking organizations due to endless automated phone services. RCI Bank provides amazing customer service. Overall RCI banking exceed expectations Reviewed on: 11th April 2025

Very easy to open and operate my account

5
Very easy to open and operate my account Reviewed on: 11th April 2025

Seamless and very easy to use service.

5
Seamless and very easy to use service. Reviewed on: 11th April 2025

Such a straight forward company to deal with .

4
Such a straight forward company to deal with . Communication is speedy and accurate . Lots of savings options offered but without needing a degree in maths !! Reviewed on: 11th April 2025

Very professional and good interest rates.

5
Very professional and good interest rates. Reviewed on: 11th April 2025

On line banking .

4
On line banking .Easy to use .Good interest rates . Polite and informative staff , if contacted by phone . Reviewed on: 11th April 2025

Easy to open online account and competitive interest...

5
Easy to open online account and competitive interest rate. Transferred online to a new account and done easily and quickly. Reviewed on: 11th April 2025

It works very well.

5
Everything went very smoothly when opening my account and my payments arrive promptly every month with no problems. Reviewed on: 11th April 2025

A very impressive Bank I took a punt on investing wi...

5
A very impressive Bank I took a punt on investing with RCI and I’m very pleased I did Reviewed on: 11th April 2025

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