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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.83 (2694 reviews)

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4.87

Based on 2,694 reviews, last reviewed 28th Jan 2026

19700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Customer care Their customer care is second to none. I have had occasions to ring their helpline for advice and have always had a good experience with kind, courteo... Read more Reviewed on: 28th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2694)

Review of the RCI Bank, Fixed Term Savings Account:

Telephone waiting time

I desperately need to query an error on my account - I’ve now waited 50 mns for someone to answer the phone What is going on ? Not the first time I’ve experienced this Please sort this basic problem out, as it is most frustrating One very unhappy customer Reviewed on: 7th February 2023

Fantastic service even when abroad

Fantastic service even when abroad Reviewed on: 28th January 2026

Good customer serice

Good overall interest rates and clientrs kept up-to-date Reviewed on: 28th January 2026

Great saver had it 12 months now looking forward to...

Great saver had it 12 months now looking forward to seeing it mature Reviewed on: 28th January 2026

Content with the overall experience.

Content with the overall experience. Reviewed on: 28th January 2026

No Bells and Whistles - just good solid service.

Simple product range, prompt and polite response, and straight forward clear web and app technology. Been my star savings vehicle for past 3 years and just hope there are competitive rates at renewal. Reviewed on: 28th January 2026

Good experience

Have never given any cause for complaint easy to use no delays could always do with better interest rates Reviewed on: 28th January 2026

A modern bank with a very user friendly website.

Their online account is very easy to use and ehn rates are changing or an investment is coming to the end of a fixed peiod you rae given plenty of notice. It is then easy to instigate changes if necessary. Reviewed on: 28th January 2026

Great service as always from RCI

Great service as always from RCI Reviewed on: 28th January 2026

Best saving platform on the market

RCI platform is the best I have used, very straightforward & presentable. Reviewed on: 28th January 2026

Easy to join and manage account Fresh website Com...

Easy to join and manage account Fresh website Competitive rates Communication is clear and customer friendly Reviewed on: 28th January 2026

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