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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent and competitive rates

Extremely competitive saving rates , great communication and easy to use app. I cannot fault RCI bank Reviewed on: 2nd February 2026

Competitive interest rates, excellent website.

Competitive interest rates, excellent website. Reviewed on: 2nd February 2026

RCI one of the best banks

RCI keep me updated regularly about my savings as well as products and services. When I have had to call the service for help I have had excellent service. Reviewed on: 2nd February 2026

Good Company

Always had good communication and variety of products Reviewed on: 2nd February 2026

Excellent competitive fixed savings account.

Excellent competitive fixed savings account. Easy opening process to from verification to transfering money. Only had to contact customer service once which was also a straightforward experience. I would have no problem recommending this bank for their saving account Reviewed on: 2nd February 2026

Great service

Great service and competitive fixed saved rates Reviewed on: 2nd February 2026

Instant rate response

Always ready to change interest rates on my other account as soon as these change Reviewed on: 2nd February 2026

Been with RCI since the beginning.

Been with RCI since the beginning. Easy to open accounts and move money when new competitive rate apply. Currently have three accounts and that says it all. Reviewed on: 2nd February 2026

easy and smooth experience

It’s been a very easy and smooth and experience with no issues whatsoever! I thoroughly recommend this company and product. Reviewed on: 2nd February 2026

Good Service

Using the website was very straightforward and easy. Interest rates offered are competitive. Kept me informed about my account in a timely manner. Reviewed on: 2nd February 2026

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